Experienced Assistance Filing Chapter 7 Bankruptcy
The Chapter 7 bankruptcy process allows people with low, no or inconsistent income to discharge their unsecured debt and gain a fresh financial start. Filing for Chapter 7 protection can relieve you of your debt and turn a dim financial future into a bright one.
At The Law Offices of Fitzhugh & Blanton, P.A., we have over 30 years of combined experience providing compassionate legal representation to clients in Sarasota and Manatee County. We can help you determine if filing bankruptcy is in your best interest. Contact us online or call 941-584-4263 or 888-610-0968 to schedule a free initial consultation with a knowledgeable Florida bankruptcy lawyer.
Benefits of Chapter 7 Bankruptcy
We believe you should be well informed before making the decision on whether or not to file bankruptcy. We will clearly explain the benefits and potential risks. Some benefits of filing for Chapter 7 protection include:
- Wiping out unsecured debt: Upon completing Chapter 7 bankruptcy, unsecured debts such as credit cards, medical bills, personal loans, car loans, lease deficiencies and some IRS taxes will be discharged. However, it is important to understand that you cannot discharge debts such as child support, alimony and students loans by filing Chapter 7.
- Stopping creditor harassment and wage garnishments: Creditors will no longer be allowed to contact you once you file for Chapter 7 protection. We will deal with creditors on your behalf and help put a stop to wage garnishments.
- Avoiding deficiencies: If you are unable to make payments on a vehicle, home or other property, filing bankruptcy prevents you from being liable for deficiencies such as late payment penalties and interest.
However, if you earn a regular wage, Chapter 13 bankruptcy may be the better option for you.
Contact us online or call 941-584-4263 or 888-610-0968 to schedule a free initial consultation with our attorneys to discuss whether you are eligible to file for either Chapter 7 or Chapter 13 bankruptcy protection. Evening and Saturday morning appointments are available upon request.